Condo insurance provides coverage for your unit where your condominium association insurance stops. Your association typically insures the building and other common areas.
You are responsible for the interior of your unit. Typically you need personal property and liability coverage in addition to coverage for your floors, walls, cabinets and fixtures that your association’s insurance probably will not cover.
Every association’s insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association policy and condominium by-laws carefully.
If you’re interested in learning more about condo insurance coverage, contact Florida Insurance Hub. Our goal is to help you manage your condo insurance risks and to protect your assets. Selecting the best insurance coverage for the best value is important. For this reason, Florida Insurance Hub represents over 50 top insurance companies offering solutions to fit individual needs and resources. Florida Insurance Hub is an independent insurance agency serving all of Florida, including Titusville, Melbourne, Panama City, West Palm Beach, Tampa, Naples, Jacksonville, and Miami. We provide personal and commercial insurance quotes for homeowners insurance, auto insurance, flood insurance, umbrella insurance, commercial auto insurance, and business insurance. For a complimentary risk assessment, contact Florida Insurance Hub.