This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.
Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.
Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, you need to contact a qualified professional.
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
Insurance coverage cannot be bound or changed via submission of this online form, application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form, application and/or in communications with us. Any quote proposed is only an indicator. Final premium, terms, and eligibility are subject to underwriting review and approval. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.
Quoting & Compensation Disclosure
Florida Insurance Hub does business with multiple insurance companies, and is a legally appointed agent of such companies in states that require an appointment. As a result, we can offer you a variety of coverage choices, and can assist you in securing the combination of coverage, price, and service that best fits your needs. We are generally compensated by insurance companies in the form of commissions, incentive payments, and fees. This disclosure notice is intended to describe those compensation methods.
Commission: We are compensated for the sale of an insurance product on a commission basis by the insurance company that provides the insurance. The amount of commission is a percentage of premium set by the insurance company, not by us. The insurers’ commission expense is included as a part of the insurance premium you pay.
Incentive Payments: In addition to commissions, we may also receive other compensation from insurers based on the volume and profitability of their insurance products we sell.
Fees: Some insurance agencies charge their customers service fees, in addition to receiving commission income from insurers. We do not charge you any fees for placing your policy.
We assure every client and every prospective client that our decisions with respect to placement of your insurance have always been and will continue to be guided by the best interests of our clients. If you have any questions or if you would like additional information about any aspect of the compensation we earn on your account, please contact info@floridainsurancehub.
Florida Insurance Hub and the insurance companies it represents provide policy quotes to you using information you provide and consumer report information (such as driving and credit histories) from other sources.